标题: distressed tears. [打印本页] 作者: 几号房间地看 时间: 2014-11-1 18:18 标题: distressed tears. However, the annual income of more than 20,http://learningnetwork.childrensfoodtrust.org.uk/login/index.php?item/create_form/1,piumini moncler,000 yuan, the major banks gave the people of Shanghai Xiao Zhou do 12, line of credit of $ 1.3 million. In order to repay the credit card debt,http://usvenus.com/forum.php?mod=viewthread&tid=181916, Xiao Zhou borrowed nearly 100,000 yuan loan sharks. Exhausting weeks old father to help his son also a debt, but also specifically call the service hotline banks,http://www.baidegou.cn/houqi/forum.php?mod=viewthread&tid=427724, inform each other son did not repayment ability, want them to his son pull into the blacklist.
Unexpectedly, four months later,moncler outlet online, Xiao Zhou and from nine banks run out of the 13 credit cards, owe the bank more than ten million,moncler piumini, there are more than ten million loan sharks.
Eventually,giubbotti moncler, the old Zhou had to sell a debt for children, this is also an old married couple divorce: "I can not figure out why the bank issued credit card for my son so much, he obviously does not play money, this is not a harmful thing! "
Child did not repay the ability
Do not give him to do card
Week this year, nearly 60 years old, work in Hong Cao Road, Shanghai, a residential property management office. Son Xiao Zhou was born in 1982, is the first generation only child, he felt pretty disappointing son, worked in securities companies, ticketing company work, a monthly salary of less than 2,000 yuan.
2006 began, Xiao Zhou began secretly a credit card, to November 2010,air max, organized a 12. Bank staff on-site until the noisy, old Zhou did not know his son owed a debt ass.
In order to understand his son to do the credit card, the old People's Bank of China Zhou went to the Shanghai branch of inquiry found that five or six sheets of A4 paper, dense recorded Xiao Zhou's do card process. Credit card line of credit from 23,000 yuan to 6,abercrombie pas cher,000 yuan, the total credit line of up to 130,000 yuan.
"Annual income of over 20,000 yuan son's will, these banks actually gave him more than 10 million credit, too far!" Weeks old judge had intended to go to the bank, but think about it, after all, is the son owed money, couples two or all of their savings out, find relatives and friends gather the money,outlet moncler, but also the more than ten million of this debt.
Old Zhou also specifically to the banks to call the customer service hotline to inform the other party Xiao Zhou is no ability to repay, do not give him a credit card: "I reported his son's name and ID number, the customer service staff has already said he joined the blacklist. "
Bank "default" to do card
Son owed more than 20 million
However,http://learningnetwork.childrensfoodtrust.org.uk/login/index.php?item/create_form/1, the old-week nightmare is far from over.
Last May,http://v3e.alphacode.org/forum.php?mod=viewthread&tid=58090&fromuid=404, Xiao Zhou Zhou Fasheng due to a dispute with the old money, angrily away from home.
Originally, the old week to help his son after the debt paid off just over a month, a small week began a credit card, four months, and from a number of banks run out of 13. "Owe the bank more than ten million, there are more than ten million loan sharks."
Xiao Zhou left home four months later, a call to the old week, crying splinters, said his hard life.
When the original small weeks away from home, from a game room at the boss borrowed 600 yuan,moncler milano, and then travel to Ningbo,http://www.28vaper.com/forum.php?mod=viewthread&tid=957733, and later went to Guiyang. He did not bring ID card, can not find a suitable job, eat restaurant leftovers.
Last September 4,moncler outlet, Xiao Zhou returned to Shanghai, at the train station, the old week to see his son's dark and thin, distressed tears.
To repay disagree
Old couple divorced sell house
Faced with dunning letters and dunning telephone banking weeks old great anger. He felt had "warning" over the bank, the bank also promised his son pulled into the blacklist, the results of the bank and gave his son to do a dozen credit cards, and therefore refused to pay back the money.
Ms. Ni said his wife,http://www.oozhushou.com/forum.php?mod=viewthread&tid=13602, son owe money, always have to repay, the two sides referred to the Civil Affairs Bureau divorced.
Ms. Ni will then sell the house more than 100 million, will be prior to borrow all the money to friends and family as well as to pay off the loan sharks, but also in remote locations to buy a small house of 40 square meters.
"I told the banks that we are willing to pay the principal amount owed, but the high interest credit card, it is unable to repay, hope they can reduce." Ms. Ni said the bank agree with some relief, but there are banks to the courts, Full recovery of arrears. Failure to pay back the money, Xiao Zhou may face imprisonment penalty.
Bank Audit lax spamming card
Xiao Zhou's experience is definitely not the case
Such as Xiao Zhou, dozens of credit cards to handle the huge debt owed by no means the case. About Credit Card "to apply for non-threshold" "There is the risk of fraudulent" "regulatory chaos", "quota casual assessment" and other issues, has also been criticized for suffering people.
Reporters interviewed several credit cards apply outlets found that the applicant can simply fill out a copy of identity cards to apply for credit cards, bank staff does not ask the workplace, income,moncler piumini, presence of solvency.
In a number of banks business department, the staff will ask: "Is there a Shanghai hukou?" If it is Shanghai hukou, applicants can pass a basic credit card center audit.
There Bank said, as long as the customer first do a debit card,giubbotti moncler, a credit card when you have 50,000 yuan in cash savings card, you can do a credit line of up to 50,000 yuan of credit cards,moncler milano, debit cards will be able to run the money taken come out.
Shanghai University professor, sociologist Gu Jun that, for such a tragedy Xiao Zhou, banks and families have certain responsibilities. Professor Gu believes that bank card volume and profitability in order to compete,http://0668art.cn/read.php?tid=2397013&ds=1, auditing lax, there is junk credit card suspect. Meanwhile, he also said, how to help children to establish a correct view of consumption and values, but also the parents need to be aware of.
Previously, according to People's Daily survey, 60% of users believe that "some banks issuing confusion brewed bitter"; three percent over the users that "bank credit card business management flawed."
Some analysts say that, in order to improve the distribution, use a credit card chaos, the first bank to strictly apply the real-name system; implementation of credit card information-sharing system, setting limits and excess overdraft overdraft limit depending on the crowd, clear, unified interest overdrafts, etc. . Eventually, even the high-pressure regulators administrations.
Comprehensive Morning News reported