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to the Housing Endowment But there are other wider sense. For example, now very popular abroad, many American woman are like pension before retirement to buy a big house, a few rooms rented to several students, then she would rely on the house to old age. Or the metropolitan sell the house, then moved to the suburbs, due to the difference of the house, he can live a comfortable house in the suburbs, you can get some money, which is also called to the Housing Endowment. So many and varied,louboutin paris, for different income, different property shall apply to such a pension way, I think now we Institutional Law, the rule of law, and then set up such financial diversification of pension systems, so that we There are more choices. Housing Endowment is only a supplement, but the supplement requires the government to do some work, we put some lay a solid legal foundation, which helps financial institutions to facilitate the emergence of some new products. Ma Guangyuan: the future of the pension system may be overwhelmed we must find another way ("CCTV Financial Review," commentator) I should not be adopted in the future to the Housing Endowment way. The first is unnecessary, I still believe that the Government, when I believe he will give me the pension money, which I absolutely believe it.
then the lender, he also there is a risk such as interest promotion. After you increase interest, I finally have to pay a lot of interest. In fact, the reverse mortgage or, to the Housing Endowment or, in the final analysis it is a mortgage problem. The approach taken by the United States as there is a related residential sector, the establishment of a mechanism,chaussures christian louboutin, if in the process, banks and lenders of mutual distrust between the time, then this organization will come forward,ciondolo tiffany, as a guarantor. If you live a long time, the last big bank losses,tiffany collane, then this last part is possible that some banks will government subsidies. In addition, if the old man died, the property rights in which the government,louboutin pas cher, then he sold the house later, and then also that part of the rest of the money in the bank to his heirs, then there is a middleman in there to do security, Banks and other financial institutions are willing to do it. For now, the banks,chaussures louboutin, too risky. If the bank has a lot of real business to do, why he do such a risky business? And if there are legal risks, such as China after the death of the elderly.
for example the issue of property rights for 70 years and then the question is to be considered independent. If house prices coupled with that of the financial institutions in terms of a good thing, because it is becoming more valuable. However, the decline in value once the house how to do? So we went to study abroad to the Housing Endowment,barbour france, prices are generally based on a very stable basis, is the price is relatively stable, then we have no prices or the risk of falling prices. Liu Ge: Housing Endowment just so that we have more choices ("CCTV Financial Review," commentator) The real pension, we still rely on our current basic pension system, enabling everyone in general,chaussure tn pas cher, through the accumulation of his work, for they have a basic protection. Then the rest of this section, is actually a personal, such a pension way different. In fact,jordan pas cher, to the Housing Endowment, we have just discussed the so-called reverse mortgage type to the Housing Endowment.
If now such a policy, which we incorporated into the national policy support and encourage, we can provide some basic entry, so that these financial institutions are well documented, but also according to this kind of thinking to design their financial products, so In the old part of the elderly,nike france, he may not want to put money to give to a child,chaussure air jordan pas cher, or left to his successor, he had a more decent,chaussures louboutin, or a little better retirement, then it can choose. There is need for government to come forward,louboutin soldes, why is it called the government to come forward? It is in this process a great risk for banks is also a great risk. If house prices have been rising, it is no problem. If the house constantly impairment how to do? For example, in Japan, in Tokyo to buy a house if he was in the mid-nineties,louboutin femme escarpin, tens of millions of yen, then later it can only be sold in the sixth, seventh, or even one tenth of the price, Well, this time the bank is not lose it? Then the bank can not do. In addition.
then it can continue to inherit. Unlike some older people worried about us now, two years after I left the event, and that financial institutions not to leave the house? Financial institutions concerned, if the old man to live long, live to be a hundred, hundred and twenty years, then the financial institution concerned, it may not pay, how do? Is there a special body, middle body out and do something for the risk-sharing. If you do not approve the issue, and that allows organizations to judge for yourself. I think if the government side here too deeply involved in this kind of thing can become. Because banks do not risk,louboutin, there is no risk of the elderly. For example, financial products themselves need to approve the relevant bodies.
children do not fulfill the agreed how to do? He did not give you this house, how do? So in the absence of the introduction of a series of legal provisions, the bank is not handed down this thing. Ma Guangyuan: foreign to the Housing Endowment are built on the basis of a very stable house prices ("CCTV Financial Review," commentator) In fact, we have a basic old-age insurance in the future,collane tiffany, you can go to explore better off endowment. Then to the Housing Endowment is a private product, personal product design lies in the fact that the details of the bank is willing to do, so the elderly are willing to do,louboutin paris, who do not who calculated, but there is a risk of problems. For example, when the Canadian-designed, 62 years after the old people can, and he provides for sharing of risks. For example, if the old man died,abercrombie soldes, then later died in this house is certainly more than the value of the residual value of how to do? Then he states that if there are heirs.
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发表于 2015-8-16 00:17:35
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