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发表于 2015-8-2 23:55:51 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
in France the minimum payment period is 37 years and a half, 37 and a half years later found unsustainable,hollister femme, will be increased to 40 years. 37 and a half years is not sustainable, China for 15 years, sustained? Several European countries,barbours, the provisions of the retirement age of 67,veste barbour homme, the purpose is to maintain a considerable level of replacement rate unchanged. Otherwise, the replacement rate or reduce or increase contributions, or raising the retirement age. This is the result of an aging population pressure,abercrombie soldes, not the people's will can transfer. Pegged GDP growth rate We can only share the fruits of economic growth Value preservation refers to the pension can not beat the CPI.
not endless so-called pilot. Investment rate of return of pension not only to beat the CPI, but also to close the social average wage growth,Giuseppe Zanotti Paris, otherwise there will be a huge welfare losses. The current pension system simply look at a few parameters, you can see that it is not balanced,barbour paris, there is a huge risk on sustainability.  ? dialogue motive December 17, Academy of Social Sciences released "China Pension Development Report 2012", the report noted a number of issues raised public concern. The report shows that the basic pension insurance personal accounts "empty accounts" the amount of 2.22 trillion yuan of China's urban breakthrough in 32 co-ordination unit (31 provinces plus the XPCC), 2011 income over expenditure of 14, if there is no corresponding financial subsidies, payment gap will reach 76.7 billion yuan. So the scale of "empty accounts", it means that the pension deficit? Revenue shortfall of more than 700 billion yuan, how to fix it? 2000000000000 "empty accounts" Not pension "deficit" This generation to create their own accounts, but who is going to raise a generation? In the beginning of the system was established,louboutins, our country does not solve the "transition costs" issue. Beijing News: personal accounts of more than 20.
000 yuan of "empty accounts", means that pension "deficit"? A NOTE: This is the two concepts, is completely different. Our policy is a social pooling and individual accounts of the pension system, we have called the "combined with system account" system, or "partially funded system." Social pooling to cover retired insured individual account is for personal savings, start paying retirement. The so-called "empty accounts" means part of personal accounts have been take to pay pensions of retirees. 2011 national personal accounts empty account amount was 2.22 trillion yuan,Giuseppe Zanotti Pas Cher, the first time more than 2 trillion mark. However, the entire pension income and expenditure, the system is able to maintain a balance in general. 2011 urban basic old-age insurance fund balance of 413 billion yuan, of which 227.2 billion yuan of financial subsidies, "abnormal payment" income 189 800 000 000, including pay, prepaid, to clean up the history of debt. Beijing News: "Empty Account" is how come? A NOTE: true colors the social security system is "pay as you go", which is the next generation support. But a generation to create their own account, who will raise a generation? Therefore, establishing a system of individual accounts, we are facing a "transition costs." System was established in the beginning of a dozen years ago.
our country does not solve the transition cost. Beijing News: so-called "transition costs", which is now part of the people had not retired pay, but to bring the money? A NOTE: Right. Establishing this system in the 1990s, when state-owned enterprises reform period, state-owned enterprise employees are labor insurance, it is crucial to establish a social security system, an alternative business insurance. These retirees contribute a lifetime for economic development, institutional transformation is not due to issue their pension is not enough,hollister magasin, so the countries have established a "Partial Accumulation", you accumulate a little, the first lady took part pension. Pay for 15 years, took 25 years The existing pension system under pressure Minimum payment for 15 years, to the age of 50 can get a pension,hogan scarpe, to live to 75 years.
and that is to take a 25-year pension. Pay for 15 years, take 25 years, this system be sustained? Beijing News: Some people say that China's pension system "unsustainable"? A NOTE: to have a pension system actuarial, but our system is simply look at a few parameters, you can see that it is not balanced. For example,chaussure louboutin, if a flexible employment in accordance with the minimum contribution of 15 years, women 50 years of age can take to the pension, according to China's life expectancy and can live to 75 years, and that is to take a 25-year pension. Pay for 15 years, take 25 years, this system be sustained? Pay is 20% of the average wage, to take the pension is based on the future 40% if the average wage to calculate it (in 2011 the pension replacement rate is about 42%), then cross the last ten years of her money , not enough to take her 5-year pension. The remaining 20 years, who gave her the money to dig? Similar problems are significant risks in the system so there is also a lot of design,chaussures louboutin, these are the system is not sustainable. Beijing News: You have said that the existing pension system afloat so,abercrombie paris, after 15 years of pension possible to eat lunch, really so serious? A NOTE: calculate the minimum payment for 15 years, pension is calculated according to the formula,zanotti homme, each took the equivalent of one percentage point a year to pay the local average wage of 15 years is 15%. For example, in 2011, China's urban non-private units in the average manufacturing wage of 36,494 yuan, the average is 3,041 yuan,hollister california, the replacement rate of 15% per month,peuterey uomo, only 456 yuan per month. So, four or five hundred dollars a month, it will barely enough to eat lunch. The average daily cost of living is only 15 yuan. Of course,piumini peuterey, I say this is an extreme case, in accordance with the minimum contribution payment period. The actual situation is similar, for example,barbour femme, the new agricultural insurance, the vast majority of farmers to choose the payment is the most low-end, that is 100 yuan per year, rarely choose the fifth speed of 500 yuan. As another example.
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