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the balance as a treasure Monetary Fund,scarpe nike air max, in collaboration with the bank's funds belong to managed classes of business, it seems that will not be included in the scope of deposit insurance. However, depositors need not despair. The flip side, the deposit insurance system of "explicit", to convey to a key idea is that the majority of depositors - Bank is not never bankruptcy. This year, bank financing,nike free run italia, trust products can not schedule payment problems frequently exposed, often ultimately require government "hidden reveal all the details," "rigid honor" seems difficult to break the unspoken rules. With the establishment of a deposit insurance system,scarpe hogan, can not help but speculate, operational risks banks are likely to exist, the need to improve the deposit insurance system and other infrastructure,scarpe nike air max outlet, we can not rule out in the future to honor all types of rigid financial products will gradually break. For small investors or depositors,louboutin soldes, it should also be understood that the inevitable hidden behind the earnings risk. (Original title: deposit insurance system to be solved guess three: how fixed rate funds who control) EdAuthor: Wu Qi North East Asian security pattern will change - Interview with the Central Party School Professor Zhang Liangui the International Institute for Strategic Studies North Korea wanted to wage war? Life Week: This year.
the banking regulatory agencies and other financial management departments, agencies", is easy to see the establishment of an independent regulator agency or will become final choice. In addition,air jordan donna, "management and use of the deposit insurance fund," as one of the main functions of the management agency, will become the focus of media attention in the institution building in the future. "Pension market", "social security funds" and other topics of broad interest, it is easy to imagine that the deposit insurance fund future is bound to face how to appreciate, how to manage the exams. It seems that the deposit insurance fund management institutions do "long way to go." Conjecture 3: "babies" will not be included? In the banking and insurance systems, while landing.
the deposit insurance fund management institutions will be determined by the State Council, its main functions include the development and adjustment of the deposit insurance rate standard,air jordan italia, approved by the State Council; determining the applicable rates for each insured institution; management and use of the deposit insurance fund. Draft by the functions enumerated,chaussure louboutin pas cher, the regulatory agency can only be self-evident,peuterey prezzi, which also led to market speculation. Some people believe that the deposit insurance fund should be hosted on the CBRC, since the latter's main function is to unify the supervision of banks and other deposit-taking financial institutions, protect the legitimate rights and interests of depositors. Another kind of sound that,zanotti, due to the establishment of a deposit insurance system has been run by the central bank initiative and advance deposit insurance fund may be placed under the management of the central bank. However.
depositors might guess, it has reached a certain scale of the balance of treasure and other financial products is not also included within the scope of the insurance? This conjecture seems to have some truth, balance Po and other financial products through absorption or disguised way deposits will scale bigger and bigger,louboutin chaussures, even once caused the bank "is Xichu" concerns. With the "Babies" is increasingly being familiar with the general public,nike free run italia, many investors have been Balance Bao as a "second bank", these products have been involved in every household savings business classes. Some experts called for baby products current regulatory measures are not perfect,air max italia, there is no corresponding funding insurance system, to protect the interests of small investors, it should be through the establishment of deposit insurance and similar institutions to reveal all the details of risk. But the draft view, be included in insurance coverage of financial institutions mainly refers to "commercial banks established within the territory, rural cooperative banks, rural credit cooperatives and other deposit-taking banking institutions' balance Po and other types of Internet Baby products are not in his column. In the long run.
The market generally believes that taking into account the payment pressure of commercial banks,louboutin pas cher, the overall rate of the initial stage of the deposit insurance system might generally low. According to media reports,air max sito ufficiale, a stock bank executives said in an interview that, if sound banks may zero rate of only a few thousandths of zero, relative to the volume of bank deposits,louboutin pas cher, the initial stage of the premiums paid to the bank liquidity influence and profits will not be much. The central bank also stressed in comments released the same day, after the establishment of a deposit insurance system, only a small proportion to the premiums charged to financial institutions, the rate is much lower than the current level and the level of the vast majority of countries at the start of the deposit insurance system for financial institutions the financial impact is small. Conjecture 2: Who owns the deposit insurance fund regulation? After the deposit insurance fund of origin and tariff clear who is responsible for monitoring is another urgent need clear focus. According to the draft.
most mainstream market speculation or the establishment of an independent deposit insurance fund management institutions have regulatory functions. Which is similar to the management of social security funds Social Security Fund Council, is removed from the central bank, China Banking Regulatory Commission, the focus varies between the three, checks and balances will be formed to oversee the results. In fact,air jordan donna, a careful reading of the provisions of the draft, "the agency to participate in financial supervision and coordination mechanism,air max sito ufficiale, and the establishment of information-sharing mechanism with the People's Bank of China.
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发表于 2015-10-15 01:44:28
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