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■ Shenzhen Special Zone Daily reporter Ma Peigui
Mr. Leng want to buy a house in the loan Shique blocked. Mr. cold after an investigation was surprised to find the original, 11 years ago in the name of someone posing as him in Shenzhen, home loans,giuseppe zanotti pas cher, and because there is no repayment schedule, leaving a bad credit history. Go to the land department inquiry found that this so-called property does not exist. Mr. Leng and involved in Guangdong Development Bank, Shenzhen Branch Bank this consultation,woolrich parka outlet, no satisfactory results, a lawyer will be taken to court, pursue justice. Yesterday, the case in Shenzhen Futian Court.
Mortgage hampered by "loans"
Mr. cold working abroad did not attend yesterday's court session, its attorney Yusen Jin took the court. Kim said the lawyer,scarpe hogan outlet, Mr. Leng,hogan olympia, 41, Hubei Yichang. Fifteen or sixteen years ago, came to Shenzhen to visit Mr. Leng had Diuguo identity. Since then, Mr. Leng has been working in Hubei,hogan outlet, never been to Shenzhen. Two years ago, he went to Algeria to work until now.
2009, Mr. cold home, ready to buy a house in his hometown of Yichang, the bank but was rejected on the grounds that he is a bad personal credit history. Mr. Leng had never handled a credit business, he went to the People's Bank personal credit report hit single. Mr. Leng discovered that he was in 1999 in Shenzhen, bought a house loan, and because late payments, leaving a bad credit record 11 strokes.
Sued the bank seeks compensation 350 000
Mr. cold on the issue of compensation with the Guangdong Development Bank, Shenzhen Futian Branch of negotiations, there is no result,zanotti paris, then a lawyer be sued Fukuda court. Mr. Leng alleged that due to bad credit history affect, he had to return home to handle the transaction from Algeria. To eliminate bad credit history, not only affects the work, but also caused huge economic losses. Bad credit history seriously affected his reputation brought him mental anguish.
Mr. Leng alleged that according to China's "Civil Law",giubbotti peuterey, citizens enjoy the right of reputation, personal dignity of citizens should be protected by law. The defendant bank without the scrutiny of the credit credit record is not actually happening to the People's Bank credit reporting system, serious damage to his personal property rights and related rights. Meanwhile, due to the presence of bad credit records, resulting in the plaintiff's mortgage loan can not be approved as scheduled, the developer asked to pay late fees, the bank also increased the down payment loans, forcing him to borrow delivery. In addition, he has also led to including salary,woolrich outlet, bonuses reduced, other economic losses notary fees,hogan outlet, legal fees, travel expenses, etc.,.
To this end, Mr. Leng request the court to order the defendant banks compensate travel expenses, lost wages, travel expenses and other losses 300,giuseppe zanotti homme,000 yuan and 50,000 yuan for mental damages.
The focus of the trial of four debates
Yesterday, the case in the Futian Court. Bank believes that the current data show that Mr. cold indeed a loan at the bank. Yesterday the trial,hogan milano, the property exists, whether forged signature loans, credit is damaged, if the developers credit fraud and other issues become the focus of the two sides dispute.
Focus One,?giuseppe zanotti pas cher, property exist
The plaintiff said its records in accordance with the bank's loan to a garden to visit Phuket. The garden property management confirmed that there is no so-called 1216 a room. Land registration department to inquire, nor found the property data. Therefore, the property does not exist. Real estate loans to a defendant bank does not exist,chaussures giuseppe zanotti, indicating that its review of supervision, there is a major fault,
The defendant bank to respond, there exists the property. Currently, the real estate mortgage in the state,louboutin noir, there is no initial property data. The judge said after the court to verify.
Focus II, signature loan information is forged
The plaintiff says Mr. Leng never go to the bank loan, signature loan contract was forged,doudounes moncler pas cher, and has applied for Forensic Sciences.
Banks argued that the loan contract notarised evidence Mr. cold really a loan.
Focus three credit damaged
Bank believes that Mr. Leng credit history is not damaged,chaussures giuseppe zanotti, because Mr. cold successful application for a loan from the bank last year.
The plaintiff responded that Mr. cold indeed damaged credit history,peuterey outlet italia, when the bank was forced to raise loans from 2 percent down payment.
Focus Four, if the developers credit fraud
The plaintiffs believe that this is a typical case of credit fraud developers. When the property market slump,zanotti, some developers will gather others lost ID card,max tn pas cher, related to the use of bank loans. The case may involve criminal cash in bank loans.
The defendant bank said that even if the facts stated Mr. Leng establishment,woolrich parka, it should also take good care of their own personal information and do not pay certain responsibilities.
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