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that is, a few years ago, this disclaimer is very clear." When a reporter asked Insurance When companies,christian louboutin pas cher, Ping An Life Insurance Company and Sunshine Insurance company's business staff are given clear-cut answer: "drunk driving, do not lose!" Shandong Lu Heng Law Firm CHEN Zhao said that in general drink-driving traffic accidents, to pay compulsory insurance will be paid victims. The commercial motor vehicle third party liability insurance is not paid. Like the case of individuals insured commercial insurance, whether paid shall be determined according to whether the insurance company will Disclaimer prompt policyholders in a reasonable manner. "In strict accordance with the law.
to pay compulsory insurance is not paid, but the court in the actual trial will make the insurance company for compensation in the compulsory insurance liability limit, then the insurance company again perpetrators recover." CHEN Zhao said, "Traffic Insurance Regulations" purpose of the legislation is to protect the victims of road traffic accidents receive adequate and timely relief, with social welfare. Therefore, if the insured to pay high insurance purchased by personal injuries can not be compensated, to pay compulsory insurance will lose the meaning of existence. Like Jia Xing purchase commercial insurance, if the insurance company in a reasonable manner suggesting that the insured, the insured in the event of disclaimer in the case, the insurance company is not paid in. But if the insurance company did not prompt policyholders in a reasonable manner, and confirmed by the insured.
courts often not the insurance company exemption clause in a reasonable manner sufficient to cause the insured's attention, and the insurance company has no reasonable evidence to policyholders in respect of the terms of an explicit description of the grounds, punishable "disclaimer invalid", caused by the insurance company lost. Recently, this reporter visited several insurance companies Liaocheng survey found that in order to avoid a "disclaimer invalid", the insurance companies are in the contract disclaimer thickening process. Liaocheng Xinghua in an insurance company that insurance contracts disclaimer all were bold, compared with the other characters in the contract, particularly conspicuous. "We are nearly two years before the disclaimer bold processing, while still in contract and let the policyholder copy of responsibility. In a subsequent visit, the staff will be on exclusions the insured will be described and recorded." The Insurance company official said. Liuyuan Road in an insurance company, which by 2009 has not been the insurance contracts in the "drinking and driving" in the thickening process, but the contract after 2009 are made bold treatment, and will Disclaimer significant processing. However, by law, to make the disclaimer effective, unless otherwise stated in addition to text, but also to the burden of proof to the applicant has made a verbal prompts. Some insurance companies admitted that they often neglect to verbal prompts as evidence. Xiao Meng told reporters Reminder children Drunk driving accident to pay high insurance will compensate happen "Drunk driving? This is certainly a disclaimer, the insurance if you lose, it's not encourage drunk driving it? Not to mention the now drunk driving have been into the sentence.
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