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(Reporter Zhang Yuan) on the same owners as the general insurance, but afterwards because of the pull of black live,air jordan femme, insured vehicle robbed. Car insurance companies to change the nature of the use,2O7qvhUYbF, refused compensation.
Recently, the Court made a final judgment, decree insurance company to compensate policyholders 50,43cjE3aglH,800 yuan.
Plaintiff: no insurance contract
July 2010,lh7rp7aVU8, Mr. Wu in Anwar Industry Insurance Company Beijing Branch Fangshan Marketing Services (referred to Anwar insurance),air jordan pas cher, the name of the car insured for loss of vehicle insurance,woolrich outlet, third party liability insurance,nike air max pas cher, the whole car theft rescue and other types of insurance.
Mr. Wu said, October 24, 2010 20 am,moncler sito ufficiale, when he drove in the town of Fangshan District Hancun vehicle was robbed. He immediately alarm, Fangshan Public Security Bureau issued the next day to his filing notice. Meanwhile, he reported to Anwar insurance. But the insurance company based on "commercial motor vehicle insurance policy" in the law by refusing compensation.
"Anwar insurance written terms of the insurance contract does not even provide me,ftEOC1a4m7, after the occurrence of the accident claims,peuterey uomo, but refused to fulfill the terms of the agreed compensation obligation is a serious breach." Mr. Wu said, the vehicle was robbed has not broken, prosecution Anwar insurance, vehicle theft and robbery loss of 50,air max,800 yuan payment and bear the cost of litigation.
Defendant: has changed the nature of the insured vehicle
When the case first instance, insurance Anwar said after the incident,[/url], members of the company to assess the damage to the plaintiff Mr. Wu made contact,[url=http://paperlinx.co.uk/wp-mu.php]mulberry sale, but later Fangshan Public Security Bureau to understand the merits of that, Mr. Wu is to collect fares for the purpose of allowing strangers People carrying, causing the vehicle robbed. The plaintiff's behavior has changed the nature of the insured vehicle is used,peuterey outlet, resulting in a significant increase in the degree of risk, based on commercial motor vehicle insurance policy "to change the nature of the use of motor vehicle insurance marking procedures did not apply to the insurer, the insurer is not liable to pay compensation" requirement, different intentions The plaintiff compensation.
Court: insurance liability can not be free
First instance court held that Anwar did not deliver insurance the insurance contract terms Mr. Xiang Wu, it ordered its 50,800 yuan compensation insurance policyholders.
Anwar refused to accept the appeal of insurance. They believe that Mr. Wu family since car insurance,tn pas cher, but actually pull the black family on at night, causing the vehicle robbed. Mr. Wu is not only informed of the situation of this insurance company, pull the black family on the facts and hide at the first instance trial,4e8LN7Ye21,piumini moncler,lzLP45zf3o, there is fraud.
But Mr. Wu that "even a black car, it should belong to administrative penalties."
CFA believes neither to Mo Anwar insurance contract,jordan pas cher, and there is no evidence at the time to explain the exemption clause in the contract,NYpqj6Ejr5, did not fulfill this obligation, the insurance can not be dispensed with, so the law was upheld.